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Overview of the Different Payment Terminal options

In this article, we’ll guide you through Monta’s various options for accepting payments through physical payment terminals at your charge points.
Written by Stella Avetisyan
Last updated: 25 April, 2025
In this guide
Integration typeCommunication between terminal and charge pointDynamic pricing and idle feesKiosk-modeRevenue collection
1. Local integrationDirect cable connectionNoNot supportedVia own PSP
2. Local integration with California pricingDirect cable connectionYesNot supportedVia own PSP
3. Cloud integration - proprietary APIIn-house cloud integrationYesSupportedVia Monta
4.Cloud integration - OCPI APIIn-house OCPI integrationNoSupportedVia Monta
5. Self-integratedThird-party integration via Monta Charge APIYesSupportedVia own PSP
Overview of payment terminal integration options

1. Local integration

The local integration is a hardware-only integration, where the payment terminal and charge point communicate directly via a physical cable.

Considerations

  • Limited configuration, typically managed within OCPP.
  • Limited pricing flexibility with only fixed kWh pricing is supported.
  • Not kiosk-compatible—one terminal per charger is required.
  • Payments are handled outside of the Monta platform and are processed via your own PSP.
  • The charge point model dictates the integration to control the payment terminal. If you switch to a different hardware provider, you may also need to swap out your payment terminal.

Via the Monta platform, it’s possible to connect the Payment Terminals to your account. That opens up more functionalities such as

  • Access to Monta’s receipt service
  • Transactions recording to simulate revenue flows

2. Local integration with California pricing

This is identical to option 1 with the added enhancement of flexible pricing, managed through Monta, supporting advanced features such as dynamic pricing and various fee types such as idle fees.

Note: Do note that not all charge point models support California pricing.

3. Cloud integration via proprietary API

A cloud-based solution where Monta directly integrates with payment terminals. It allows setup of payment terminals and connects them to one or multiple charge points directly through Monta’s platform. We currently support the following terminal brands: Payter and Crane Payments Innovation.

Considerations

  • No integration efforts.
  • Flexible pricing managed through Monta, supporting advanced features such as dynamic pricing and various fee types.
  • Kiosk-compatible—one terminal can serve multiple chargers.
  • Real-time revenue settled into your Monta wallet, streamlining revenue collection and financial reconciliation across all the different channels, payment terminals, via the Monta Charge app, AppClips, and roaming.
  • Access to Monta’s receipt service.

5. Cloud self-integration via Monta’s APIs

This integration option allows operators to maintain full control of payments and charges by connecting third-party systems to Monta’s APIs. Operators or third parties can integrate with Monta’s APIs to start and stop charges based on the status of the payment terminal.

  • Considerations
    • Integration is high - either by you or a 3rd party consultant.
    • Payments are handled outside of the Monta platform and are processed via your own PSP.
    • It’s fully managed and supported by you or a third-party using Monta’s Partner API.
    • Flexible pricing managed through Monta, supporting advanced features such as dynamic pricing and various fee types.
    • Kiosk-compatible—one terminal can serve multiple chargers.
    • Logging of transactions that enables you to
      • Reconciling your revenue into your Monta Wallet.
      • Access to Monta’s receipt service

An integration guide can be found here.

Next step

For detailed, step-by-step guides on specific setups or troubleshooting information, please explore our additional Help Center articles on how to set up and connect Payter payment terminals and Crane Payments Innovation terminals.

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